Jakemann Racing

French Holiday Home Insurance

by on Dec.04, 2010, under Main Articles

The French Riviera is very easy to fall in love with. The laid back life style combined with the clement weather makes a beautiful holiday. Then there’s the sea which is always so inviting for both a refreshing dip or a relaxing swim. The food is always guaranteed to be full of flavour and locally sourced. All this makes for a friendly local. It’s hardly suprising in that case that so many people decide it’s the perfect location for a holiday home. If you are going to buy a property abroad this is something you should do with a little trepidation. Buying a house can be stressful no matter where you’re buying.

There are lots of things you need to think about before you’ve got your dream holiday home. You might find it easier to source as many of the services you’re going to need from your native country. Things like holiday home insurance for example would be easier to negotiate in your own language. Don’t forget to check you’re actually covered in you holiday home country. French property insurance can differ slightly than say Italian holiday home insurance. A French insurance policy for any property must always inlucde catastophe cover. This means that flood or storm damage will automatically be covered. You need to check the small print of your second home insurance carefully.

A good insurance provider will be happy to make sure you get all the advice you need. However it’s still advisable you do as much research as possible. When it comes to getting all your paperwork in order you might find it easier to speak to a legal professional. Then there’s the actual building as this will need a professional inspection too. As picturesque as a rural French cottage looks many will not be on mains drainage.

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